ANCHOR VALUE
As seen on
At the point of care
What you'll actually pay
when you use it.
- Preventive careScreenings, vaccines and checkups, deductible waived. Pre-certification required
- Telemedicine$0, deductible waived
- Office visitsYour doctor, on the open network
- The same copay every timeDeductible waived on the visit
- Specialist visitsNo referral needed
- No coinsurance on the visitYou pay the copay, not a percentage of the bill
- Emergency room visitA $500 copay, then the 40% share
- Urgent care is $60Deductible waived. Not an emergency, but it can't wait
There is no in-network list to stay inside. Claims are paid on reference-based pricing, and a provider can bill you for the difference between their charge and what the plan pays.
Pre-certification is required on hospital stays, surgery, imaging and preventive services. Without it, the service is not covered.
High-cost services
The big stuff, after the deductible.
40% after your $6,000 deductible,
then 100% once you reach the $12,000 max out of pocket.
Open network, and subject to plan terms, limitations and exclusions. Pre-certification is required on hospital stays, surgery, imaging and preventive services; without it, the service is not covered.
Prescriptions
Your prescriptions,
on a discount card.
- Discount cardA set amount off the retail price at participating pharmacies
- Excluded from the planBrand-name drugs are not a covered benefit
- Excluded from the planSpecialty medications are not a covered benefit
This plan does not include prescription drug coverage. A pharmacy discount card comes with it and takes a set amount off the retail price of your prescriptions. If you take a regular prescription, tell the team the name and they will show you what it would cost on the card before you enroll.
Monthly rates
Straightforward pricing,
No-surprises coverage.
Rates are quoted monthly and remain subject to eligibility, underwriting, plan changes and final approval.
For your records
The Summary of Benefits and Coverage, in writing.
Every copay, every covered service and every limit, in the plan's own words. The Anchor Value document is being finalized now and will be posted here. If anything on this page and the plan documents disagree, the plan documents win.
Do your research
Go ahead, look us up.
Three steps, and the plan is yours.
One call, (817) 205-6257. Ask anything, no pressure.
The team walks you through it, right on the phone.
And never on your own. The team sticks with you after you enroll, for every question, every claim, every step.
Quick answers
Asked all the time.
This is an open-network plan: there is no in-network list to stay inside, so you can see the doctor you already have. Claims pay on reference-based pricing, which means a provider can bill you for the difference between their charge and what the plan pays. The team can walk you through how that works before you enroll.
Fast. But start dates come with real deadlines, and they vary. The sooner you call, the sooner you're covered.
Doctor visits and urgent care are flat $60 copays with the deductible waived, and telemedicine is $0. The big stuff, hospital, surgery, imaging, you pay first, up to $6,000 a year ($12,000 family). Then the plan pays 60% until you reach $12,000 ($24,000 family), and 100% after that.
ready when you are
Questions about Anchor Value?
The team picks up.
Call the team: (817) 205-6257 · thehealthyinsurancedude.com