ANCHOR VALUE
As seen on
At the point of care
What you'll actually pay
when you use it.
- Preventive careScreenings, vaccines and checkups, deductible waived. Pre-certification required
- Telemedicine$0, deductible waived
- Office visitsYour doctor, in the PHCS PPO network
- The same copay every timeDeductible waived on the visit
- Specialist visitsNo referral needed
- No coinsurance on the visitYou pay the copay, not a percentage of the bill
- Urgent care visitNot an emergency, but it can't wait
- The same copay every timeDeductible waived on the visit
This plan runs on the PHCS PPO network. The team can check your doctor and your hospital by name before you enroll.
Pre-certification is required on many services, including hospital stays, surgery, imaging, tests and labs, mental health care, home health, rehabilitation, skilled nursing, medical equipment, hospice and preventive care. Without it, the service is not covered.
High-cost services
The big stuff, after the deductible.
You pay 40% after your $6,000 deductible,
then the plan pays 100% once you reach the $12,000 max out of pocket.
In network, and subject to plan terms, limitations and exclusions. Pre-certification is required on many services, including hospital stays, surgery, imaging, tests and labs, mental health care, home health, rehabilitation, skilled nursing, medical equipment, hospice and preventive care; without it, the service is not covered. Premiums, balance billing, penalties and care the plan does not cover do not count toward the out-of-pocket max.
Monthly rates
Straightforward pricing,
No-surprises coverage.
Rates are quoted monthly and remain subject to eligibility, underwriting, plan changes and final approval.
For your records
The Summary of Benefits and Coverage, in writing.
Every copay, every covered service and every limit, in the plan's own words. Open it, keep it, bring it to your doctor's office. On its cover the plan goes by VP Value Plan; it is the plan this page describes. If anything on this page and the plan documents disagree, the plan documents win.
Do your research
Go ahead, look us up.
Three steps, and the plan is yours.
One call, (817) 205-6257. Ask anything, no pressure.
The team walks you through it, right on the phone.
And never on your own. The team sticks with you after you enroll, for every question, every claim, every step.
Quick answers
Asked all the time.
This plan runs on the PHCS PPO network, so the first check is whether your doctor is in it. The team can look up your doctor and your hospital by name before you enroll.
Fast. But start dates come with real deadlines, and they vary. The sooner you call, the sooner you're covered.
Doctor visits and urgent care are flat $60 copays with the deductible waived, and telemedicine is $0. The big stuff, hospital, surgery, imaging, you pay first, up to $6,000 a year ($12,000 family). Then the plan pays 60% until you reach $12,000 ($24,000 family), and 100% after that.
ready when you are
Questions about Anchor Value?
The team picks up.
Call the team: (817) 205-6257 · thehealthyinsurancedude.com