AMERUS UNITED PPO
As seen on
At the point of care
What you'll actually pay
when you use it.
- Preventive careAnnual wellness, screenings, vaccines
- Office visitsYour doctor, in the United PPO network
- The same copay every timeNo deductible to meet first
- Specialist visitsAcross the United PPO network
- No coinsuranceYou pay the copay, not a percentage of the bill
- Emergency room visitA $500 copay, then the 30% share
- Urgent care is $75Not an emergency, but it can't wait
Access to 97% of all doctors and hospitals in the country, with names such as Johns Hopkins, Mayo Clinic, MD Anderson, UCLA, and over 6,000 other hospitals.
You can go outside the network too: a separate out-of-network deductible and a 50% share apply there, so the copays on this page are in-network prices.
High-cost services
Don't sweat the big stuff.
70% coverage right away,
100% coverage after your $3,500 max out of pocket.
In network, and subject to plan terms, limitations, exclusions and carrier policies. Pre-certification requirements apply to certain services.
Prescription coverage
Simple, flat copays
for all your drugs.
- No copayGeneric equivalents on the plan's drug list
- Flat copayBrand drugs on the plan's preferred list
- Flat copayBrand drugs outside the preferred list
- Flat copaySpecialty medications
Copays apply to covered prescriptions filled at a participating pharmacy. The copays above are retail, 30-day prices; mail-order copays can differ. Prescription benefits are subject to the plan formulary, plan terms, limitations, exclusions and carrier policies.
Monthly rates
Straightforward pricing,
No-surprises coverage.
Rates are quoted monthly. A one-time $99.00 enrollment charge applies with your first month. Rates remain subject to eligibility, underwriting, plan changes and final approval.
For your records
The Summary of Benefits and Coverage, in writing.
Every copay, every covered service and every limit, in the carrier's own words. Open it, keep it, bring it to your doctor's office. If anything here and the plan documents disagree, the plan documents win.
Do your research
Go ahead, look us up.
Three steps, and the plan is yours.
One call, (817) 205-6257. Ask anything, no pressure.
The team walks you through it, right on the phone.
And never on your own. The team sticks with you after you enroll, for every question, every claim, every step.
Quick answers
Asked all the time.
This is a PPO on the nationwide UnitedHealthcare network, so you choose your own doctors and hospitals. Out-of-network benefits may be reduced, so the team will check your doctor, your hospital and your pharmacy by name before you enroll.
Fast. But start dates come with real deadlines, and they vary. The sooner you call, the sooner you're covered.
There is nothing to pay down before your copays start. You pay the copay, the plan pays its share, and the $3,500 individual and $7,000 family out-of-pocket maximum is the ceiling for the year.
ready when you are
Questions about the Amerus United PPO?
The team picks up.
Call the team: (817) 205-6257 · thehealthyinsurancedude.com